Ask Ruth about her favorite lunch spots and daytime excursions!
Ruth Dorsey's Buyer Agency Advantages
EXPERIENCE: Ruth is one of a handful of agents in Anacortes who hold the CRS designation. The CRS Symbol means Certified Residential Specialist, the highest professional designation of residential specialty. CRS agents have developed enhanced sales skills and have met advanced levels of education. Criteria also includes annual production minimums. The benefit to you is excellent service and increased exposure of your property as a result of her CRS network throughout the state. Ruth also has achieved the title of Associate Broker which is obtained through a combination of sales experience, training and state testing.
SUCCESS: A licensed REALTOR since 1986, and an Associate Broker since 1995, Ruth has continually proved her ability to both market and sell a significant amount of properties in all price categories.
INVOLVEMENT: Ruth's involvement in state and local Real Estate Associations has strengthened her referral network in Washington and throughout the country. In 1995 she served as President of the Skagit County Association of REALTORS, and in 1997 was the President for the Washington Chapter of Certified Residential Specialist.
LATEST TECHNOLOGY: With her laptop and desktop computers and real estate tracking software Ruth is able to efficiently manage her client load and stay up to the minute on market activity. Ruth can be found on the INTERNET at:
ENHANCED SERVICES: Ruth is known for always being on the cutting edge of new technology and marketing trends that can enhance her business and better serve her clients. Ruth enlists the expertise of: graphic companies, licensed assistant, personal assistant and technology assistant and other technological services and other up-to-the-minute real estate tools to maximize her professional performance, so that she can spend more quality time with her clients.
Ruth's Strategies for a Successful Transaction
ATTENTION TO DETAIL: Ruth's forte is a strong commitment to meticulous detail. Her BA in Education, teaching and writing backgrounds, demonstrate good communication and organization skills. She has been published in many local, state and national publications on travel and boating subjects. Her passion for touting Skagit County's lifestyle and beauty is currently reflected in her approach to the real estate business.
PERSONALIZED MATERIALS: She has developed her own personal logo: Ruth Dorsey, Destination Real Estate, and uses a series of colorful marketing postcards entitled, "Postcards from Anacortes". Her unique marketing techniques with property descriptions, brochures, "home books" and flyers have produced excellent results.
REFERRAL NETWORK: Through Ruth's involvement in local and state Real Estate organizations she has developed a network of agents throughout the state. This network provides a constant stream of potential clients as well as an avenue to further market Anacortes properties to those outside the area who are thinking of moving here.
Why Should You Use a CRS?
EXPERIENCE - To earn the Certified Residential Specialist (CRS) Designation, every REALTOR. must have significant experience and volume of real estate transactions.
ETHICS - Every CRS Designee is required to maintain membership in the NATIONAL ASSOCIATION OF REALTORS. and to abide by its strict Code of Ethics.
A FOCUS ON HOME BUYING AND SELLING - To help make the home buying and selling process more rewarding, every CRS Designee must have a proven track record in the business, as well as advanced education in related areas like finance, technology and marketing. Work with the top 5%
TECHNOLOGY EXPERTISE - The training available to CRS Designees includes a strong focus on technology and its applications in the real estate business.
Although many people wait to make mortgage loan application until they have found a home, it is an excellent idea to be pre-approved before you even start looking! Whether you have an appointment with your loan officer for pre-approval or the actual application, the loan officer will ask you for copies of the following items.
Signed Purchase and Sale Agreement with addendums (If applicable)
Two Years W-2's
Three Months Account Statements (Bank, IRA, Stock, etc.)
Name and Address of Employers (for last 2 years)
Current Pay stubs indicating Year to Date pay
Address and Account # of Mortgage Company or Landlord
Name and Account # of all charge accounts or installment debt and balance owing
(If applicable) Purchase and Sale Agreement on current house or Closing Statement (if sold)
(If applicable) Complete Divorce Decree
(If applicable) Evidence of Additional Income
(If applicable) Schedule of Real Estate and Rent Schedule with copies of leases or rental agreements
Non refundable Application Deposit for credit report, appraisal & title cancellation ($350.00)
If self-employed
2 years signed and dated Tax Returns (full)
(If applicable) 1065, 1120 or.K-1 returns
Balance Sheet (current)
Current Profit and Loss Statement
Additional items may be required upon review of application.
Buyer Comments
"Intelligent, friendly, responsive, sensitive to our needs and desires, honest, trustworthy, punctual, couldn't have asked for more of anyone else." Rod and Cheryl Walsh
"Ruth - you did a good job - you're a real pro. Glad we called you." Jim and Lois Shea
"Your advocacy and advice were very helpful, especially regarding negotiation and inspections." Kenny and Anita Holzemer
"Appreciates realtor's knowledge of market and quick grasp of client's needs... very professional, no nonsense, knows market, knew our needs" Daniel and Shirley Maffuccio
"Ruth, you're an excellent listener! You can restate and summarize needs with tremendous skill. You know the inventory and the area well" Dick and Dorothy Smith
